FOR INDEPENDENT INSURANCE AGENTS · 5–30 CARRIERS · P&C + LIFE + HEALTH
CommissionGuard auto-reconciles every carrier statement (PDF / Excel / EDI / portal-only) against your book of business, flags missing commissions + wrong rates + skipped renewals, drafts the dispute letter for you. Built by 2 ex-Allstate agency owners.
“Recovered $14,200 in 6 weeks. Stuff I'd been writing off for years.”
It's the 1st of the month. Yesterday you didn't even think about commissions — you closed two policies and made it to your kid's game. This morning, eight carrier PDFs arrived overnight, scattered across email and three different agent portals. Last year you'd have spent a Saturday on this.
CommissionGuard already pulled all eight, normalized each format, matched every line against your book of business, and flagged $2,400 of missing commissions across three carriers. Three dispute emails are drafted in your voice — addressed to the right accounting contact at each carrier.
You sip your coffee and click send. Three times. The recovered-YTD counter ticks up. By 11:30 your month-end is closed, every statement reconciled, every discrepancy flagged or recovered. You walk to lunch. You're not behind. You're ahead.
Connect your carrier portals (or upload statements)
Supports PDF, Excel, CSV, EDI — whatever shape your carrier sends. Auto-fetch from supported portals or drag-drop the file.
OCR + LLM normalizes every format to one schema
Premium, rate, period, policy, agent ID — same shape regardless of carrier. Years of format-adapter work, behind one parser.
Match every line against your book of business (uploaded once, kept in sync)
Every policy, every effective date, every expected rate sits side-by-side with what the carrier paid.
Flag discrepancies: missing commission · wrong rate · skipped renewal · expired chargeback
Four discrepancy classes, each with carrier-specific reasoning. The exact dollar amount you're owed, attached to the exact policy and statement page.
Auto-draft dispute letter to carrier accounting — 1-tap send
Right contact at each carrier. Right tone. The policy facts cited. You read it, you click send, you move on.
Built by 2 ex-Allstate agency owners (combined 22 years) who lost $43k in 2021 to under-paid commissions before building this for themselves.
Total value: $1,732/mo
$1,732/mo
Founding price: $99/mo per agent seat
Save $1,633/mo. Locked for life. Pays for itself the first month you recover $99 you'd have missed.
Guarantee I
30-day refund — no questions. All discrepancy reports + dispute letters export to PDF.
Use CommissionGuard for a full month against your real statements. If it doesn't pay for itself, email us. We refund every dollar, and you keep every report and every drafted letter as PDF.
Guarantee II
Doesn't recover at least $500 in your first 30 days? We audit your last 90 days of statements free + send you a written report. You keep everything we find.
One of our team will reconcile the statements manually, produce a line-by-line discrepancy report, and you keep everything we find — even if you've already cancelled.
Each new agent gets a 45-min onboarding where we map their top 10 carriers to our parser library + load their book of business. We can do 200 before October open enrollment.
After 200, founding rate closes; future agents pay $199/mo. Founding agents stay at $99/mo as long as you keep your seat.
Founding spots remaining: 71 of 200
71 / 200
50+ at launch including Aetna, Cigna, UHC, Allstate, State Farm, Progressive, GEICO, Liberty Mutual — full list on signup. Adding 10/mo.
No PII shared with carriers without your signoff; SOC 2 path in progress. Every dispute letter is reviewed by you before sending. State-DOI requirements are tracked per jurisdiction.
Statements encrypted at rest + in transit (AES-256 + TLS 1.3). Book-of-business never leaves your account — we don't sell, share, or train on it.
Any time, full PDF + CSV export of every reconciled statement, every discrepancy report, every drafted dispute letter. We keep nothing.